chapterwise

Invitation-only private beta

Choose depth when it becomes useful.

Invited households can use the permanent Free plan. Test-mode billing lets beta participants evaluate paid-tier access without a real charge.

Private-beta availability

Account creation currently requires a Chapterwise invitation and access code. Public self-registration and live billing are not open.

Free
$0 forever

Build and keep a useful household retirement plan, with no expiry.

  • One household plan, including you and a partner
  • One saved chapter
  • Unlimited updates and recalculation
  • Guided interview and basic retirement projection
  • Constant Withdrawal Strategy benchmark
  • Basic Chapter Readiness and reports
Use my invitation
Designed for most households
Standard
$5.99 / month or $59 / year

Compare chapters and use the complete guided planning experience for most households.

  • Everything in Free
  • Up to 10 saved chapters
  • Active Early Years lifestyle pattern
  • Adaptive Income with guided guardrails
  • Canadian tax and CPP/OAS comparisons
  • Detailed annual projections and reports
Explore Standard in beta
Premium
$9.99 / month or $99 / year

Add advanced strategy controls and market-path analysis when you need deeper evidence.

  • Everything in Standard
  • Unlimited saved chapters
  • Protect My Plan and custom strategy controls
  • Custom lifestyle phases
  • Reproducible Confidence Analysis and market stress testing
  • Advanced reports and estate analysis
Explore Premium in beta

Trial and preview policy

Standard checkout does not begin with an automatic trial. A self-serve Premium Advanced Preview is not currently offered because the entitlement engine does not yet enforce the intended post-plan, no-card experience safely. Chapterwise will not promise that preview until it is enforced by the application.

Free work is never erased when a paid subscription ends. Joining a household by invitation does not consume the member's own household-creation allowance.