Home / Pricing Invitation-only private beta
Choose depth when it becomes useful. Invited households can use the permanent Free plan. Test-mode billing lets beta participants evaluate paid-tier access without a real charge.
Private-beta availability Account creation currently requires a Chapterwise invitation and access code. Public self-registration and live billing are not open.
Free
$0 forever
Build and keep a useful household retirement plan, with no expiry.
One household plan, including you and a partner One saved chapter Unlimited updates and recalculation Guided interview and basic retirement projection Constant Withdrawal Strategy benchmark Basic Chapter Readiness and reports Use my invitation Designed for most households Standard
$5.99 / month or $59 / year
Compare chapters and use the complete guided planning experience for most households.
Everything in Free Up to 10 saved chapters Active Early Years lifestyle pattern Adaptive Income with guided guardrails Canadian tax and CPP/OAS comparisons Detailed annual projections and reports Explore Standard in beta Premium
$9.99 / month or $99 / year
Add advanced strategy controls and market-path analysis when you need deeper evidence.
Everything in Standard Unlimited saved chapters Protect My Plan and custom strategy controls Custom lifestyle phases Reproducible Confidence Analysis and market stress testing Advanced reports and estate analysis Explore Premium in beta Trial and preview policy Standard checkout does not begin with an automatic trial. A self-serve Premium Advanced Preview is not currently offered because the entitlement engine does not yet enforce the intended post-plan, no-card experience safely. Chapterwise will not promise that preview until it is enforced by the application.
Free work is never erased when a paid subscription ends. Joining a household by invitation does not consume the member's own household-creation allowance.